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Hyde & Swigart - Attorneys at Law

We Really Can Help You!

If You Have Been Sued On A Credit Card, We Can Help.

As Yogi Berra once said, "It ain't over till it's over."  Do not ever assume that can't win a credit card defense case.  In fact, statistics weigh heavily in your favor if you have a lawyer experienced in credit card defense.

Call us at 619-233-7770 for a Free Evaluation!
A Winning Strategy Is the Key

Winning A Credit Card Lawsuit Is Like Walking In A Mine Field

In California, it is not really that hard to win a credit card lawsuit if you make all the right moves.

We are lawyers that can win a credit card lawsuit for you for a very low fee. We will always consult with you for free.  If you are a California consumer that is being sued, hire a lawyer.

Call us at 619-233-7770 for a Free Evaluation!
Been Sued For A Credit Card Debt?

Trust Us – You Can Win a Credit Card Lawsuit!

Franklin D. Roosevelt once said, "the only thing we have to fear is fear itself."  Those suing you for a credit card debt are counting on you to not hire a lawyer, because you think it is expensive.  But we offer free evaluations, and free attorney advice.  Defending a credit card lawsuit is very affordable with the right lawyers.

We are the right lawyers.

Call us at 619-233-7770 for a Free Evaluation!
We Are The Professionals

Credit Card Lawyers Are The Way To Go!

We've been through this hundreds of times.  We know what they will throw at us when you have been sued for a credit card, and we know how to respond.  They aren't going to think of anything we haven't seen before in these credit card lawsuits.

As California credit card lawyers, we can represent you for a very low fee, and perhaps for nothing.  Trust us as your lawyers.

Call us at 619-233-7770 for a Free Evaluation!
In California, the Burden Is On Them!

In California, the plaintiff has the "Burden of Proof."

It isn't enough to merely accuse you of owing a cradit card debt.  They must prove you owe the credit card debt, the details of that credit card debt, how they came to think they can collect the credit card debt from you, and what is really owed for principal, interest, and charges.  With the right knowledge and strategy, your lawyers can win a credit card lawsuit. 

Call us at 619-233-7770 for a Free Evaluation!
Sunday, May 20, 2012

How We Can Help…

FREE CONSULTATION

If you are being sued for a debt, whether you owe the debt or not, you need to take action immediately.  Whether you are thinking of defending yourself, or hiring an attorney, Hyde & Swigart can offer you a free consultation.  At Hyde & Swigart, we have an excellent track record defending debt collection lawsuits, and we are experienced in defending consumers like yourself,  Further, we want to see you win, whether we do it for you, or you do it yourself.  Here is what  Hyde & Swigart can do for you:

What Will It Cost?

We know you are concerned about what it will cost to retain an attorney, and we want to put your mind at ease.  We always offer free consultations, and in many cases, we defend credit card lawsuits for free as well.  In the remaining cases we charge a retainer of no more than 10% of the debt or $750.00, whichever is more.  Occasionally, we even waive some of that.  Further, you will never be charged a dime unless you have actually signed an agreement with us, and even then you will know exactly what is expected.

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Hire A Lawyer or Do It Yourself?

So, someone has sued you on a credit card debt.  Now what do you do?  You can try and defend yourself or you can hire a lawyer.  Often, this can be a difficult decision.  Lawyers can be expensive, and paying them is difficult, and even unaffordable.  You may well feel you are in this position because you are low on funds.  However, at Hyde & Swigart, we want to represent you for a fair and affordable fee.  This fee can be as low as 10% of the alleged debt, and it may even be free if those suing you, or trying to collect from you, are abusing you or violating the law in some other way.  Because consultations are free, it makes no sense not to at least consider the option of allowing us to defend you.

It is obviously preferable to have an attorney on your side.  If you could be represented by an attorney experienced in this area of the law, and it cost you very little, or nothing at all, wouldn't that be the way to go?  We think so.

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Litigation Tips

  1. Never default.  (But if you have, we may be able to reverse it.)
  2. Always remember that you are in the strongest position if you approach this correctly.
  3. Always respond to discovery in a timely manner - especially "Requests for Admissions."
  4. Don't assume that because you were not served they cannot get a default judgment against you.  They can.
  5. Assume the amount demanded is inflated, but it almost certainly is.
  6. They will rarely be able to recover attorneys’ fees.  Don't let them threaten you with that.
  7. Assume that the interest requested is inflated.  They often do this.
  8. If they lie in their complaint, you may be able to counter-sue.  Call us.
  9. If they are abusive with you, you can counter-sue.  Call us.
  10. It is always best to consult with, and preferrably be represented by, an attorney.  We offer free consultatiobns.

Free Evaluation

We will be glad to evaluate your case for you at no charge.  Even if you plan on doing it yourself you should discuss it with us and get some advice.  You can call us at 619-233-7770, or use our easy to use evaluation form.

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Collector Abuse

Under the law, a debt collector can be a lawyer, creditor, traditional debt collector, a "mediator," a "debt negotiator," a repossession company, and more!  It is illegal for a debt collector to abuse or harass you, and we sue them all the time for it.  A debt collector cannot sue you in the wrong location; sue you outside the statute of limitations; lie to you; talk to your friends, neighbors, co-workers, or family, about your debt; threaten to do things they cannot do (like garnish your wages); call you repeatedly at work; and they must advise you of yoru rights under the law (and much, much, more).  

We sue abusive debt collectors under the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq. (“FDCPA”) and California’s Rosenthal Act.

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